AI for finance teams,
without the guesswork

Stop stitching together spreadsheets and reports. Run finance on a livingsystem that detects, explains, and acts on real-time business data.

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90 day risk free POVUnlimited seatsUnlimited reports

Working with leading teams across finance, data, and AI

Pluvo is AI for modern finance teams. Replace manual analysis with always-on finance intelligence built from reliable business context.

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[ Platform ]

One platform for the entire finance function. Give your team and your AI agents access to every relevant financial datapoint.

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Connect every system into one source of truth.

Turn documents into governed data.

IMG

DOC

PDF

VendorAmountDate

Acme Corp$4,820Apr 02

Globex$1,240Apr 11

Initech$980Apr 14

→ mapped toVendorAmount

Model the logic behind every metric.

charged to

paid to

has cost centre

has budget

informs

Transaction

9 fields

Department

4 fields

Cost centre

5 fields

Vendor

6 fields

Budget

5 fields

Forecast

3 fields

Ask Pluvo where you already work.

#finance

Today

Mike Keller9:42 AM

Hey @Pluvo what was our Q2 cash burn?

PluvoAPP9:42 AM

Q2 cash burn was $1.84M — down 12% QoQ.

Traced · NetSuite GL + Mercury

Mike Keller9:43 AM

Can you break that down by month?

PluvoAPP9:43 AM

Apr$660K

May$612K

Jun$568K

Trending down — the Snowflake renewal landed in June.

Message #finance

Agents that run the work end to end.

Reconciliation Agent

Queued

Pull transactions1,284

Match purchase orders1,281 matched

Flag variances3 flagged

Draft close summarySent for review

Runs monthly · 1st, 9:00 AM

Automate recurring analysis and close tasks on a schedule.

Trace any number back to its source.

Q1 Variance ReportApr 4, 2026

FP&A · Generated by Pluvo

Finding 01Attention

Opex closed $231K over budget in Q1

Actuals closed at $4,691,200 against a $4,460,000 plan — $231,200 over, a −5.2% variance for the quarter.

Monthly spend

Recommended action

Set per-team budget alerts on the three cost centers driving the overrun, and re-forecast Q2 cloud spend before the May close.

[ Lineage ]$4,691,200

Total Q1 actual

=$1,648,200 + $1,512,400 + $1,530,600

$1,648,200January actuals

NetSuite GL · Jan 2026

$1,512,400February actuals

NetSuite GL · Feb 2026

$1,530,600March actuals

NetSuite GL · Mar 2026

Click any figure in the report to trace it

Policy and audit on every answer.

Access & policy

ViewEditApprove

Dana Ruiz

Owner

Mike Keller

Editor

Sarah Park

Viewer

Audit · every answer logged

Dana approved the Q1 report2m

Pluvo answered Mike in #finance9m

Sarah viewed the board pack1h

[ What Pluvo does ]

From a question to a decision-grade report.

Ask in plain language. Pluvo’s agents work across your systems, pull the real ledger data, and hand back a report where every number traces to source.

The close pack assembles itself: every figure traced to a journal entry, reconciled, and verified.

Ask Pluvo

Run the May close and explain what moved in spend.

NNetSuiteWorking · 3 agents

Reconcile GL activityNNetSuite

Scanning 1,214 entries posted in MayReviewing accrual coverage by vendor1,214 entries reviewed · 3 accruals flagged

Match bank transactionsSStripeMMercury

Matching May transactions to the ledger2,847 of 2,868 auto-matched · 99.3%21 exceptions resolved and posted

Build the accrual scheduleRRampNNetSuite

Waiting on reconciliation flagsPreparing accruals for 3 flagged vendors3 accruals posted · $190K

Run the May close and explain what moved in spend.Tracing to source

Journal entries · May1,214 entries scanned

DateAccountMemoAmount

May 301010 · CashStripe payout ST-88213 · matched$412,380.16

May 292110 · Card payableRamp card · 214 matched$184,220.34

May 316210 · Cloud infrastructureAWS usage accrual · JE-2214$96,000.00

May 281010 · CashMercury wire · matched$48,500.00

May 316120 · Contract engineeringInvoice #4821 accrual · JE-2215$58,000.00

May 316310 · InsurancePremium true-up · JE-2216$36,000.00

2,847 of 2,868 matched · 99.3%Accruals to post$190,000

May Close Pack — Spend Flux

Verified

Pluvo · Close pack · Generated just now

Executive summary

May operating spend closed at $2.41M, up $190K over April. Three post-review accruals drive the movement — cloud infrastructure $96K, contract engineering $58K, insurance $36K. 2,847 of 2,868 bank transactions auto-matched; the remaining 21 were resolved and posted. Every figure traces to a journal entry.

Spend bridge — May vs April

AccrualPosted

Cloud infrastructure$96K

Contract engineering$58K

Insurance premium$36K

Total posted$190K

Traced to source
Governed logic
Computed, not estimated

Sources: NetSuite · Stripe · Mercury · Ramp

Ask in plain language

Close the books, draft the board pack, explain a variance — every finance workflow starts as one question.

Agents work your systems

Pluvo fans out across NetSuite, Stripe, Mercury, and Ramp — reconciling, matching, and preparing schedules in parallel.

Pull the real numbers

Journal entries and matched transactions stream in from source systems — actual ledger data, never estimates.

Get a decision-grade report

The close pack assembles itself: every figure traced to a journal entry, reconciled, and verified.

[ Report library ]

One context. Every report.

The close pack is one of five. Board, variance, forecast, and audit packs assemble from the same governed context — every figure traced to source.

Close pack
Spend flux, reconciliations, and the accrual schedule.
Board pack
Revenue, burn, and runway with the quarter’s narrative.
Variance report
Every line versus plan, drivers traced to source.
Forecast pack
Cash runway and scenario paths on live actuals.
Audit pack
Support schedules and evidence linked to entries.

[ Pluvo in Excel ]

Your governed context, in the one tool finance won't leave.

Watch Pluvo close the quarter inside the grid — posting actuals, cascading every total, and governing the numbers with traced formulas that carry their source and their permissions.

Close Model.xlsx

Pluvo

P&L Summary — Q2 FY2026 Close

$ in millions · actuals vs. plan

Apr

May

Jun

Plan

vs Plan

Revenue

Subscription

Services

Total Revenue

14.55

Cost of Revenue

Hosting

Support

Total COGS

4.65

Gross Profit

9.90

Gross Margin

Operating Expenses

Sales & Marketing

R&D

G&A

Total Opex

7.25

EBITDA

2.65

EBITDA Margin

AssumptionsMRR BuildCost StructureP&L SummaryBoard Pack+

Pluvo for Excel×

ChatTraceBind

Ask Pluvo anything

[ Bring Pluvo to your AI ]

Give your own AI agents real business context.

Pluvo isn't just an app — it's the governed context layer behind whatever AI you run. Connect it once, and every tool your team uses answers from your real business logic, with access you control.

Plugin · MCP · API

Bring Pluvo's context into the AI tools you already use.

Expose your governed knowledge graph to ChatGPT, Claude, Cursor, or the agents your team builds — over MCP and API — so every model reasons from real business logic instead of guessing.

Explore the plugin

Lineage

Trusted, better outputs

Every answer is grounded in your business logic and traced back to source — decision-grade, not guesswork.

See lineage

Controls

You control the data

Governed permissions, full audit trails, and zero-retention model agreements keep every request in your control.

See controls

From insight to action, in one system

Scheduling

Run analysis continuously or on a schedule so teams always have up-to-date answers.

Collaboration

Share investigations, tag stakeholders, and turn insights into outputs leadership can trust.

Anomalies

Detect and surface performance issues in real time before they impact the business.

Scenarios

Model decisions on live data to understand outcomes before committing to action.

Variance

Automatically analyze changes in performance to identify what is actually driving the variance.

[ Customers ]

Finance teams move faster with AI they can trust.

See all customer stories

Leading finance and strategy teams use Pluvo to connect their systems, trace every number to source, and turn analysis into reports leadership can act on.

95%

accuracy on finance benchmarks

8–12×

lower compute cost than vector search

Systems connected

NetSuite, Ramp, Navan

Request a demo

Realize value faster with dedicated support.

Finance engineering support

Get hands-on help modeling your business logic, connecting systems, and shipping decision-grade workflows.

Explore finance engineering

Dedicated trainings

Upskill your team through Pluvo University with guided curriculum, live sessions, and finance-engineering certifications.

Visit Pluvo University

Enterprise security

Governed access, full auditability, and enterprise-grade controls keep your financial data protected end to end.

Review security

[ Security ]

Enterprise-grade security

Your most sensitive finance work stays governed: read-only by design, encrypted in transit and at rest, and traceable to the source behind every number.

Read-only by design
No model training
SSO & RBAC
Tenant isolation

Security overview

SOC 2 Type II

Examination in progress

Encryption

In transit & at rest

GDPR

Ready · DPA available

CCPA

Ready

AI for finance teams, without the guesswork